Terms of Service

Acceptance of Terms

These Terms of Service ("Terms") govern your use of the website and services provided by genvio GmbH ("genvio", "we", "our", or "us"). By accessing or using our website, services, or any related content, you agree to be bound by these Terms and our Privacy Policy.

If you do not agree to these Terms, you must not use our website or services. These Terms constitute a legally binding agreement between you and genvio GmbH, a company registered in Austria under registration number FN481209m.

Company Information

Description of Services

genvio provides professional asset management services, including but not limited to portfolio management, investment advisory, wealth preservation strategies, and related financial services. Our services are designed for institutional investors and qualified private clients seeking professional investment management.

All investment services are provided in accordance with Austrian financial services regulations and applicable European Union directives. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time with appropriate notice to clients.

User Obligations

By using our website and services, you agree to:

• Provide accurate, complete, and up-to-date information when requested
• Use our website and services only for lawful purposes and in accordance with these Terms
• Not attempt to gain unauthorised access to our systems or interfere with our services
• Comply with all applicable laws and regulations in your jurisdiction
• Maintain the confidentiality of any account credentials or sensitive information
• Notify us immediately of any unauthorised use of your account or security breaches
• Not use our services if you are prohibited from receiving financial services under applicable law

Investment Risks and Disclaimers

All investments carry risk, and past performance does not guarantee future results. The value of investments can go down as well as up, and you may not recover the full amount invested. Before making any investment decisions, you should carefully consider your financial objectives, risk tolerance, and investment timeline.

Our investment advice and portfolio management services are based on our professional judgement and market analysis, but we cannot guarantee specific investment outcomes. You acknowledge that investment decisions involve inherent uncertainty and that losses may occur.

Intellectual Property

All content on our website, including but not limited to text, graphics, logos, images, software, and design elements, is the property of genvio GmbH or our licensors and is protected by Austrian and international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise use our content without our express written permission. Any unauthorised use of our intellectual property may violate copyright, trademark, and other applicable laws and could result in legal action.

The genvio name and logo are trademarks of genvio GmbH. You are not permitted to use our trademarks without our prior written consent.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal data is governed by our Privacy Policy, which forms an integral part of these Terms. By using our services, you consent to our data processing practices as described in our Privacy Policy.

We comply with the General Data Protection Regulation (GDPR) and Austrian data protection laws. You have specific rights regarding your personal data, which are detailed in our Privacy Policy.

Limitation of Liability

To the fullest extent permitted by Austrian law, genvio GmbH, its directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our website or services.

This includes, but is not limited to, damages for loss of profits, goodwill, data, or other intangible losses, even if we have been advised of the possibility of such damages. Our total liability to you for all claims arising out of or relating to these Terms or our services shall not exceed the amount of fees you have paid to genvio in the twelve months preceding the claim.

Nothing in these Terms shall exclude or limit our liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded or limited under Austrian law.

Indemnification

You agree to indemnify, defend, and hold harmless genvio GmbH, its officers, directors, employees, and agents from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to your use of our services, your violation of these Terms, or your violation of any rights of another party.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Austria, without regard to its conflict of law principles. Any disputes arising out of or relating to these Terms or our services shall be subject to the exclusive jurisdiction of the courts of Austria.

If you are a consumer resident in the European Union, you may also have the right to bring proceedings in the courts of your country of residence, and nothing in these Terms affects your rights as a consumer under applicable EU consumer protection laws.

Regulatory Compliance

genvio GmbH is authorised and regulated by the Austrian Financial Market Authority (FMA). Our services are provided in compliance with applicable Austrian and European Union financial services regulations, including MiFID II and other relevant directives.

We are committed to maintaining the highest standards of regulatory compliance and professional conduct in all our business activities.

Termination

We may terminate or suspend your access to our website and services at any time, with or without cause, and with or without notice. You may also terminate your relationship with us at any time by discontinuing use of our services and closing any accounts you may have with us.

Upon termination, your right to use our services will cease immediately, but the provisions of these Terms that by their nature should survive termination shall remain in effect, including but not limited to intellectual property rights, disclaimers, indemnification, and limitations of liability.

Termination of these Terms shall not affect any accrued rights or obligations of either party, including any fees owed for services provided prior to termination.

Changes to Terms

We reserve the right to modify these Terms at any time. When we make changes, we will update the "Last updated" date at the top of these Terms and post the revised version on our website. Material changes will be communicated to existing clients through appropriate channels.

Your continued use of our website and services after any changes to these Terms constitutes your acceptance of the revised Terms. If you do not agree to the modified Terms, you must discontinue your use of our services.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect and enforceable.

Contact Information

If you have any questions about these Terms of Service, please contact us: